Programs

Service/Wholesale and Retail Industry

The fastest growing business segment in society today is that of service. Companies engaged in this activity are unique. They have specific needs for protection from a variety of perils and possible hazards to employees, profitability of the company and to third parties. The service industry is made up of a very dynamic group of businesses. Typically, these are companies that only provide a service and do not build or construct. We are often amazed at the entrepreneurial spirit of individuals who have identified a need in some industry and have created a unique service company to meet this need. Because of our entrepreneurial spirit, we have the knowledge and ability to evaluate these service companies and deliver tailor made insurance programs. If you have a service business, we want the opportunity to insure you.

In addition, we insure a multitude of wholesale and retail businesses. Wholesale/retail companies need a source of expertise and insurance products specific to expressed and implied needs. The source is NAICO. We offer insurance coverages needed for these exposures at an affordable cost and with quality insurance protection.   

Coverages offered

Workers Compensation
Managed care options   (as allowed by statutes)  
Aggressive fraud investigations  
Retrospective rating and large deductible plans available

General Liability
Retrospective rating and large deductible plans available

Auto Liability & Auto Physical Damage
Retrospective rating and large deductible plans available

Umbrella
High limits available

Property
Additional coverage extensions available

Inland Marine

Crime

If you are a business, locate an agent on our agent locator and let us show you what we can do for you. If you are an independent agent interested in a contract, contact our marketing department under the contact us section.