Programs

School Insurance

School districts face unique exposures that require specialized insurance protection. NAICO in conjunction with our wholesale division, Chandler Insurance Managers, Inc. (CIMI), has structured programs that are unmatched by their industry competitors which are specific to the unique needs of a particular educational entity. Having insured schools for over 25 years, we definitely understand the nuances of insuring your school district. We also provide excellent loss control services and property appraisals to all insured schools to help assist in making sure our educational institutions are a safe and a productive environment for our youth and that the facilities are insured to value. NAICO provides comprehensive coverage for all aspects of school operations.

Property Coverage
We provide insurance coverage for school buildings and contents. Also included are all scheduled auxiliary structures such as bleachers, lights, poles, fences, playground equipment, etc. Coverage features include: 

General Liability Coverage
We offer coverage for sums the school district becomes legally obligated to pay for claims arising out of bodily injury, property damage, personal injury or advertising injury. Coverage features include: 

Educators Legal Liability
We provide coverage to protect school districts for wrongful acts committed in the discharge of their duties based on any actual or alleged error, misstatements, misleading statements, acts, omissions, neglects or breaches of duty. Coverage features include: 

Automobile Fleet Coverage
We also offer coverage for loss, damage or liability arising from the operation maintenance or use of the school's buses, automobiles, trucks and other motor vehicles, including: 

Crime Coverage